If you live in a mobile home in Alabama, you need to buy insurance to provide protection to your property. This is especially important in the state of Alabama because there is an abundance of mobile homes. In fact, it makes up for approximately 16% of the state’s housing market.
If you are shopping around for the best insurance policy to cover your mobile home, you have come to the right place. This guide has all the information you need to make a smart choice about where to invest in insurance.
Buying mobile home insurance in Alabama is essential for a number of reasons. First off, mobile homes are manufactured using light materials (compared to traditional homes). This makes the home more at risk of sustaining damage and at higher risk of theft and similar incidents.
The state of Alabama experiences an average of 44 tornadoes every year. The tornadoes that struck the state in the past few years have resulted to more than 500 fatalities. Obtaining insurance for your mobile home is a must so you can get coverage for repair and medical costs associated with damage.
You need to evaluate the specific details of your insurance to ensure that you get adequate amount of protection. When shopping for insurance, the typical coverage includes the following:
It is important to note that not all mobile home insurance policies include protection against flood. If you live in an area in Alabama that is prone to flooding, be sure to purchase a separate insurance for this.
As mentioned above, there are various factors insurance companies use to evaluate the rates on your mobile home insurance. These factors include but are not limited to the following:
4430 Government Blvd b, Mobile, AL 36693
8154 AL-59 #201, Foley, AL 36535
15891 AL-104, Silverhill, AL 36576
303 N Cedar St, Foley, AL 36535
1120 Hillcrest Rd # 1b, Mobile, AL 36695
6721 Grelot Rd Suite C, Mobile, AL 36695
816 Military St S, Hamilton, AL 35570
3660 Dauphin St suite a, Mobile, AL 36608