Cheap Mobile Home Insurance Quotes Alaska
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Alaska is a place like no other. If you're longing for unspoiled nature and
cold weather, see stunning sights, and collect unforgettable experiences
every day, then a mobile home in The Last Frontier might just be for you.
Just as important as finding the right mobile home is getting the right
mobile home insurance coverage. If you have no idea where to begin, then
you have come to the right place. This guide will give you all the
important things you need to know if you want to compare online for the
best mobile home insurance policy in Alaska.
How does mobile home insurance differ from traditional home insurance?
Like traditional houses and condominiums, mobile homes need protection from
various risks and unfortunate events. But since Alaskan mobile homes are
exposed to harsher elements of nature, such as strong wind, severe cold,
and other natural factors, they need a different level of attention and
The policy of mobile home insurance is no different to traditional home
insurance. You pay a monthly, quarterly, or annual premium. Should
unfortunate events like fire, break-in, and other covered events occur, you
will be covered and protected for all the expenses you will need to repair
your mobile home.
Mobile homes are made with lighter materials and constructed in factories
before they get transported to building sites or lots. Unlike site-built
houses, they depreciate in value faster; the older they are, the easier
they get damaged from severe weather. For these reasons, you will need an
insurance policy specifically fitted for the needs of your mobile home.
In most cases, the specifics can be tweaked and customized to fit the
preference of the home owners. As a matter of fact, home owners can add
coverage options, such as:
Trip coverage - to protect your mobile home during transit each time
you move it from one location to another
Sewer and water coverage (or any other events not covered by
traditional flood coverage)
Coverage for other structures (fence, shed, etc.)
Immediate medical care for injured guests
Subsequently, a comprehensive coverage will protect not just your assets
and finances, but also from lawsuits. To help you build your insurance
policy, most companies offer policies for:
Liability coverage - pay for property damage or injuries other people
sustained from visiting your mobile home. This will protect you from
injury and property damage lawsuits.
Property damage coverage - pay for repairs in your property sustained
from theft, vandalism, fire, severe weather conditions, etc.
Personal property coverage - also known as "contents coverage", this
will help pay for the repairs or replacements of items that may have
been damaged or stolen inside your home, such as appliances, jewelry,
What is the cost of mobile home insurance in Alaska?
Since they are customized for your property's needs, the average cost
widely varies based on:
Location (zip code)
Square footage of the mobile home
Age and condition of your home
Condition of the electrical and plumbing systems
Value of your belongings
Liability insurance you selected
Your premium rates can also vary if you opt for additional coverage or has
Tips for buying Alaska mobile home insurance
Want to get cheap rates on your insurance? Follow these tips:
Know the type of coverage you need
Choose the types of perils you need to get protection from. Fire
coverage is a no-brainer. But depending on where you live, you need to
consider earthquake and flood coverage
Consider the unique and valuable items you have inside your home, such
as electronics, jewelry, expensive collections, and more.
Consider the renovations and upgrades that could affect the value of
You must also compare quotes from various companies. Knowing your needs,
you can assess whether the cost of buying your insurance policy online can
give the protection you need.
For information on other states, make sure to check the individual pages.
Manufactured Home Insurance Companies Near Me
Insurance Group Of Alaska
148 W 34th Ave, Anchorage, AK 99503
Alaska Pacific Insurance Agency dba: APIA Insurance
912 E 15th Ave #100, Anchorage, AK 99501
Integra Insurance Services
224 N Yenlo St #1, Wasilla, AK 99654
Aurora National Insurance
4730 Business Park Blvd H-16, Anchorage, AK 99503
Dunlap Agency, Inc.
794 University Ave #101, Fairbanks, AK 99709
Dewar Insurance Agency
405 W 36th Ave Suite 100, Anchorage, AK 99503
Randall Moss Insurance
2960 C St #200, Anchorage, AK 99503
Waterbury Agency LLC: Allstate Insurance
43580 Whistle Hill Loop, Soldotna, AK 99669