Cheap Mobile Home Insurance Quotes California
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Known as the Golden State, California has everything. From gorgeous
beaches, giant Redwood forest, enormous mountain ranges, picturesque
desert, diversity of culture, superb weather, and of course, the glitz and
glamor of Hollywood. As one of the biggest and most populous states in the
country, California has a lot to offer. This is why millions of people move
to this state to jumpstart their careers, start a family, or simply find
new adventures in life.
However, California is not a cheap place to live. In most cities, real
estate and rental properties can be ridiculously expensive. This is why
more people are opting for modular or mobile homes when moving to the
state. If you want to live in a modular or mobile home in California, then
you should know the importance of getting mobile home insurance.
Popularity of Mobile Homes in California
It is estimated that 4% of residents in California owns a mobile home. Many
of which use their mobile homes as their primary residence. Depending on
the area, housing costs are much lower with mobile homes than the
traditional single-family site-built properties.
And while housing is expensive in the state, California has rent control
measures for mobile home parks, making it quite an ideal choice for people
on a budget.
Is Mobile Home Insurance Necessary in California?
Yes. With an average price of around $100,000, mobile homes in California
aren't cheap. Thus, you definitely need to protect your asset.
And since mobile and modular homes are made with light materials, they can
be highly susceptible to various elements. Add to that the fact that repair
and replacements for various damages are not cheap. Subsequently, home
insurance provides financial protection from burglary, theft, vandalism,
Most mobile home insurance in California covers wide range of items, such
Dwelling insurance - to protect your mobile home, including roof,
ceilings, floors, electrical and plumbing system, etc.
Personal property coverage - to protect your personal items inside your
property, such as electronics, furniture, and clothing. Most insurance
companies also offer protection for jewelry, sports memorabilia,
musical instruments, or other expensive items.
Liability insurance coverage - to protect you from medical expenses
caused by accidents resulting to someone else's injury within your
property. This can also provide financial support if you get sued.
What is the Average Cost of Mobile Home Insurance in California?
The insurance premium rates range from $500 to $1,100 annually. Obviously,
there are many factors that dictate the average rates of insurance
premiums, such as location, age of the mobile home, limits and coverage
options you choose, your claims history, and your deductibles.
Most companies also offer discounts if you install home security system and
smoke alarms. You can get more discounts or save on cheap insurance if you
bundle it with your other policies, such as your auto insurance.
Earthquake Insurance for Mobile Homes in California
Unlike other natural calamities, earthquakes are unpredictable, making them
more devastating. Since the state is one of the most earthquake-prone
regions in the country, getting earthquake coverage in your mobile home
insurance is an absolute must. While you are not required by law to get it,
it is an essential expense that will help protect your finances should
unfortunate event occur.
Take this type of insurance into account when you compare various insurance
quotes online. If not included in your coverage, make sure to purchase it
Manufactured Home Insurance Companies Near Me
Manufactured Housing Insurance Services
1500 E Katella Ave # 1, Orange, CA 92867
Hawkguard Insurance Services
28545 Old Town Front St suite 204, Temecula, CA 92590
CIF Insurance Agency -Health, Home, Auto, Business, Medicare
21168 Beach Blvd, Huntington Beach, CA 92648
Barber Insurance Agency
620 College Ave, Santa Rosa, CA 95404
AIS | Auto Insurance Specialists | Long Beach
5000 E Spring St, Long Beach, CA 90815
Einhorn Insurance Agency
3333 Midway Dr #1, San Diego, CA 92110
Insurance Scouts Insurance Agency
306 Laurel Mountain Rd, Mammoth Lakes, CA 93546
Holt Insurance Services
34277 Yucaipa Blvd, Yucaipa, CA 92399