Cheap Mobile Home Insurance Quotes Delaware
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Being a border state, Delaware has lots of great things to offer. For one,
it has both the characteristics of northern and southern cultures of the
country. Secondly, there's no shortage of natural beauty in the state.
Third, the state offers affordable houses and low taxes to its residents.
This makes The First State ideal to jumpstart your career, start a family,
or even retire.
Why people are moving to Delaware
Aside from its scenic beauty, rich history of arts and culture, and great
outdoor recreation scene, living in Delaware means you have easy access to
the country's major cities such as Baltimore, Philadelphia, and Washington
The city also boasts gorgeous beaches, prestigious schools, low taxes, and
of course some of the most desirable residential developments.
Living in a mobile home in Delaware
One great option when moving to Delaware is living in a mobile home.
They're ridiculously more affordable, which gives you more financial
flexibility especially in the long run. Plus, it is easy to move.
Quick facts about mobile home living in Delaware
7% of residents in the state live in mobile homes (according to
American Community Survey)
$34,800 the average price of pre-owned mobile home in Delaware
106, number of mobile home communities in the state
If you're considering getting a mobile home in Delaware, then you should
first know about the importance of getting mobile home insurance.
Do you need to insure your mobile home?
While the law doesn't require homeowners to get mobile home insurance, most
mobile home communities and mortgage providers require you to get a policy.
There are numerous insurance companies that offer this type of coverage.
Mobile home insurance coverage
Mobile home insurance policy has all the coverage and protection you can
find in a typical homeowners insurance policy. This includes protection for
your dwelling and assets, as well as liability protection.
Subsequently, many insurance companies allow their policy holders to
customize their own policies through endorsements to supplement their
standard policy. These endorsements allow homeowners to get coverage for
their mobile home that doesn't usually come with a standard homeowners
insurance policy, such as water damage from severs, debris removal, etc.
Also, many insurance providers give policyholders the ability to set their
coverage limits. Here is the usual coverage of mobile home insurance
Dwelling coverage - this coverage provides assistance for the repair or
rebuild of any physical damages in your mobile home caused by various
types of perils, such as fire. This includes structures attached to
your dwelling, such as a deck, patio, etc.
Liability protection - this coverage pays for medical expenses for any
injury incurred by someone when in your property. It also includes
financial support for legal assistance should you be held liable.
Personal property - this provides protection for your assets and
personal belongings should they get damaged or stolen.
Additional living expense - this provides compensation for additional
expenses while you live elsewhere if your mobile home incurred
significant damage from fire, storm, etc. The insurer will pay for the
cost of the hotel, up to the coverage limit of your policy.
Other structures - many mobile home insurance policies provide coverage
for permanent structures that are not permanently attached to your
mobile home, such as garage, tool shed, etc.
Tips to get the best bang for your buck in your mobile home insurance
The average cost for insurance quotes depends on a lot of factors, such as
your location, coverage limits, value and age of your mobile home, etc.
However, you can always find the best way to get the best bang for your
buck when you compare quotes from different insurance providers online.
This is the secret to not only getting a cheap policy but one that offers
good value for money.
For information on other states, make sure to check the individual pages.
Manufactured Home Insurance Companies Near Me
Wilgus Insurance Agency Inc, - Millsboro
400 Delaware Ave #103, Millsboro, DE 19966
Nationwide Insurance: Nickle Insurance Agency, Inc.
119 Washington St, Delaware City, DE 19706
Harrington Insurance Agency
995 N Dupont Blvd, Milford, DE 19963
No website found
GEICO Insurance Agent
3925 Kirkwood Hwy, Wilmington, DE 19808
Hunter Mobile Home Brokerage
3966 N Dupont Hwy # 1, Dover, DE 19901
Delaware Manufactured Home
2 N State St, Dover, DE 19901
Park Place Mobile Home Community LLC
8 Nebraska Rd, Wilmington, DE 19808
Paul Sarnak: Allstate Insurance
19413 Jingle Shell Way Unit 1, Lewes, DE 19958