Cheap Mobile Home Insurance Quotes Idaho
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Nicknamed the Gem State, Idaho has lots of treasures to offer. Yes,
gemstones can be found all over the state, but the real treasure of this
state is the beautiful vast landscape and buzzing cities.
While it may not be the first place that comes to mind when choosing which
state to live in, Idaho is truly a "hidden gem". The state has a good
combination of huge metropolitan cities and endless mountains, green hill
slides, and rivers. That is why it's becoming a great option for anyone
looking for more of that outdoor adventure kind of lifestyle. Subsequently,
mobile homes are a popular dwelling of choice for many people in the state
- to live simply and enjoy the outdoors. As a matter of fact, it is the
second most popular residential dwelling type in Idaho.
If you're thinking of moving to Idaho and in the market for mobile home,
then you should definitely consider getting mobile home insurance, as well.
Do you really need mobile home insurance in Idaho?
Although you are not required by law to get a mobile home insurance policy,
most trailer parks and mortgage companies require proof of insurance to
The insurance is designed for you and your financial protection; in this
regard, getting insurance for your mobile home is a must.
Quick mobile home statistics in Idaho
Before you compare various mobile home insurance quotes online, here are a
few facts you need to know:
More than 10% of residents in Idaho state live in mobile homes
$95,140 is the average cost of pre-owned mobile home in Idaho
2016 is the average year model of pre-owned mobile houses in Idaho
1327 square feet is the average size of mobile houses in Idaho
190 is the number of all-age mobile home communities
36 is the number of age-restricted mobile home communities
What is the mobile home insurance for?
It's no secret that manufactured and mobile home offer incredibly cheap
housing option when compared to traditional and site-built homes. However,
they are mostly made up of lighter materials, which is by design as it
makes them easy to move around and install in your desired location. This
also makes mobile homes more susceptible to various elements of nature.
Harsh weather conditions can fast-track the wear and tear of the structure.
Also, light construction materials are at higher risk of fire damage. As a
matter of fact, a study conducted from 2007-2011 by the National Fire
Protection Association (NFPA) shows an average of 11,400 structure fires in
mobile and manufactured homes each year. This resulted in 434 injuries and
206 civilian fatalities, with more than $179 million in direct property
Is it different from traditional homeowner's insurance?
For many insurance companies, yes. As a matter of fact, most of them
categorize mobile homes different from site-built and traditional
Since manufactured houses and 1mobile homes are built using light
materials, making them more susceptible to various perils, insurance
companies impose them with different premium rates, which is higher than
traditional home insurance policies.
What dictates the price of home insurance premium rates?
A lot of factors are considered in setting the average cost of mobile home
insurance coverage. These factors include location, age and value of the
mobile home, your assets and belongings that you leave inside the mobile
home, size of the structure, coverage limit you set, preferred deductible,
installed security and safety systems, and more.
To get the best protection and value for your money, shop around for
various mobile home insurance quotes from different companies. There are
also tools and websites that enable you to compare online, which allows you
to save time and effort in doing your research to find the best policy.
For information on other states, make sure to check the individual pages.
Manufactured Home Insurance Companies Near Me
Insurance Services of Idaho, LLC
1414 Broadway Ave, Boise, ID 83706
Manufactured Housing Insurance Services
1500 E Katella Ave # 1, Orange, CA 92867
The Falls Insurance Center
885 S Holmes Ave, Idaho Falls, ID 83401
Overacre Insurance Inc
119 Center St E, Kimberly, ID 83341
Debbie Lattin Insurance
409 Fairfield St N, Twin Falls, ID 83301
Boise Home & Flood Insurance
894 E Boise Ave Ste. 100, Boise, ID 83706
Insurance 4 Idaho
8660 Emerald St, Boise, ID 83704
Generations Plaza Insurance
118 E Idaho Ave, Meridian, ID 83642