Mobile and manufactured homes are becoming more popular in Nebraska. The freedom to move your home to another location is one of the primary reasons why Nebraskans choose this type of dwelling. But the most common reason is the cost - mobile homes are more affordable than traditional houses. Even if this type of dwelling is more affordable, you cannot afford to go without insurance. In fact, insurance companies charge higher premium rates for this type of policy due to the increased amount of risks associated with it.
If you are looking for a cheap policy that offers adequate amount of coverage, you have come to the right place.
Mobile home insurance coverage is not the same as traditional homeowners insurance. This is due to the different risks involved with this type of housing solution. A typical mobile home insurance includes protection against the structure itself - either for repair or replacement. This explains why insurance companies will look at the model, make, age, and market value of the mobile home before giving you quotes. They will assess the cost involved in repairing it in the event of damage or vandalism to give you adequate coverage for the policy.
The type of natural disasters that your mobile home is covered with when it comes to your insurance will vary significantly. It typically protects against storms, hurricanes, flooding, tornadoes, and more. If you need additional protection, depending on the risks in your location and in terms of the overall safety, you can also add them to your coverage. For example, you can specify for your coverage to include protection against theft or vandalism.
5715 S 34th St Suite 450, Lincoln, NE 68516
11207 W Dodge Rd Ste 200, Omaha, NE 68154
1055 N 115th St Ste. 208, Omaha, NE 68154
11420 Davenport St, Omaha, NE 68154
2855 S 70th St Suite 101, Lincoln, NE 68506
3610 W Capital Ave, Grand Island, NE 68803
17055 Frances St #101, Omaha, NE 68130
1811 W 2nd St Ste 111, Grand Island, NE 68803