Mobile home living is a fast growing trend in the state of Nevada. The high cost of real estate in the state can be attributed to this. After all, mobile homes cost only a fraction of traditional real estate properties in Nevada.
In Nevada, the average cost of a pre-owned mobile home is at $69,201. Most of these mobile homes were constructed as old as in 1996 with an average size of 1,281 square feet. The state of Nevada has over 130 mobile housing communities and it continues to grow as more residents are choosing this type of dwelling.
Given the growth of the mobile housing community in Nevada, the state government has established the Nevada Housing Division for Manufactured Housing to facilitate the needs of homeowners in a mobile community. This is why it is also important that you buy mobile home insurance to protect your investment. The cost of repairing or buying a new one is something that a lot of residents in Nevada can afford, which makes buying insurance even more important.
The average cost of insurance will vary from one insurance provider to another. Insurance companies use numerous factors to evaluate the cost of insurance. They will take into account the risk of the home being destroyed or damaged severely from extreme weather conditions. If you live in a high-crime area, expect that to significantly impact your insurance rates, too.
As much as you want to get an insurance policy for a cheap price, you need to be aware of your needs and the prevailing factors.
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