Cheap Mobile Home Insurance Quotes South Carolina
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If you are looking to relocate somewhere and be surrounded by natural
beauty of nature, easy access to sunny beaches, good trails, and with
historic charm, then South Carolina is for you. The thriving economy of the
state, nearly-perfect year-round weather, lively festivals, and southern
hospitality makes South Carolina a favorite place to move to for many
Each year, more and more people are moving to The Palmetto State to find
new job opportunities, start a family, and even retire. Combine that with
low cost of living and affordable housing and you get a state perfect for
anyone looking for a fresh start.
One housing option that is growing in popularity in the state is the
manufactured and mobile home communities. They are way cheaper and
practical than your traditional site-built homes. If you're considering
this option on your move to South Carolina, then you should know about the
importance of a mobile home insurance policy.
Do you need mobile home insurance in South Carolina?
Legally speaking, no. There are no laws that will require you to get your
manufactured or mobile home insured. However, all mortgage companies and
mobile home parks require would-be mobile homeowners to have their dwelling
Considering the cost of mobile homes, and the light materials used in their
construction, it is only wise to have your dwelling insured to save
yourself from the hassles of expensive repairs, rebuilding, etc.
What do you get in a mobile home insurance coverage?
While each insurer is different, standard mobile home insurance comes with
two things: property coverage and liability coverage.
Property coverage includes two things: dwelling coverage and personal
property coverage. The former provides financial protection for homeowners
for the repairs and rebuild, should their dwelling require it due to
damages caused by severe weather conditions, such as tornadoes, hail,
storm, and even fire, etc.
The latter, on the other hand, provides policy holders with financial
protection should their assets and personal belongings get damaged by
severe weather, vandalized, or stolen.
Liability coverage, on the other hand, provides insurance holders financial
support should they be held liable for any untoward accidents happen with
their guests while in their property. Also included in the coverage is the
financial support for legal fees, should you deemed liable for the injury
caused to your guest(s).
Most insurance companies also allow their policy holders to customize and
expand their policy to cover and protect permanent structures attached to
their dwellings, such as decks, patio, garage, tool shed, etc.
Choosing an insurer
Not all insurance companies are made equal - that's a fact. When choosing
an insurance provider for your mobile home, make sure you completely
understand the scope and coverage of the policy. Take these factors into
account when you compare policies and quotes online to get the best deal.
Also, don't just go for the first cheap policy you find, or the most
popular name out there. Rather, check for reviews online; learn about the
various companies' satisfactory ratings and quality of customer service.
Compare and contrast insurance companies; do not just compare their prices,
make sure you also compare their coverage, deductibles, etc. Also, consider
the unique and valuable items and assets you keep inside your mobile home,
such as antiques, electronics, art collections, etc.
Manufactured Home Insurance Companies Near Me
Davis Mobile Home Insurance
1818 US-17 BUS, Surfside Beach, SC 29575
No website found
Mobile Home Insurance Agency, Inc
1082 Sunset Blvd, West Columbia, SC 29169
No website found
Hodge Mobile Home Insurance
2079 Myrtle Beach Hwy, Sumter, SC 29153
No website found
1st Capital Insurance
1067 Cliffwood Dr, Mt Pleasant, SC 29464
2351 Church St #102, Conway, SC 29526
C T Lowndes & Company
136 S Main St, Summerville, SC 29483
C. T. Lowndes & Company
513 E Main St, Moncks Corner, SC 29461